Thin credit history in the UK? Whether you’re new to credit or have just moved to settle in the UK you might have noticed that accessing a phone contract, credit card, loan or a mortgage can be incredibly difficult and frustrating.
At Pillar weve designed the next generation app and tools to get you started on your credit journey towards better financial opportunities in the UK.
Keep an eye on your credit score for free with Pillar Monitor. Get access to not one but all three scores provided by the credit reference agencies (Experian, Equifax & TransUnion). Review what’s holding you back and get tips to understand how to improve.
Make your rent work for you with our upcoming Rent Reporting feature. Link your bank account and we will report your rent payments to help you boost your credit score.
Access a credit card that fits your profile with our soon to launch cards, Pillar Build and Pillar Classic. A Credit card is the best tool to start building your credit history so weve designed the Pillar Cards to give you the highest chances to get one. Once youre in, Pillar starts reporting your card usage to the main credit reference agencies so you can fast track your credit journey.